Before you activate your Capital One Credit Card, make sure that you have signed up for online banking with Capital One. Once you have, follow these steps:
Capital One Credit cards can be activated via mobile app, web, and phone call verification.Go to Capital One’s card login page and log in with your credentials. Use the 3-digit security code on the back of your card to activate it.
Using the mobile app to activate your Capital one Credit card.
Activating your credit card via the mobile app is simple. Here’s how you can do it:
- Download the Capital One mobile application[Android, Apple].
- Log in with your credentials.
- Click on the profile icon.
- Select Account Settings.
- Select Activate Credit Card.
- Enter the security code.
Wait for a few minutes and your card will be activated.
How to activate a Capital one Credit card via phone call?
Activating your Capital one Credit card via phone is the easiest way to activate your card if you are in a hurry. Follow these simple steps to activate via call:
- Call the Capital One customer service at 1-(877) 383-4802 and choose the Bank Account option.
- Press 2.
- Say, Representative.
- Give your personal information including your social security number.
- You will now be connected to a customer service representative.
- Ask him/her to activate your card.
Within a few minutes, your card will be ready for use.
How do I change my credit card security PIN?
Your PIN is very important and you should keep it a secret if you do not want your card to be misused. In case you forget your PIN or want to change it just in case, it is quite easy to do so. Here’s how:
- Navigate to Capital One’s website and log in with your account.
- Tap on the profile icon and select Account Settings.
- Click More Account Settings.
- Select Control your Card.
- Follow the prompts under getting a Cash Advance.
- You will receive a new PIN via email or text.
It will take 7-10 days to receive your new PIN. Meanwhile, you will be given a temporary or customer PIN to use during the waiting period.
You can also use Capital One’s automated system by calling at 1-800-227-4825 and following the voice commands in the system. Again, it will take 7-10 days before you get your PIN.
What are the personal details required to apply for the card?
You will need the following details to apply for a credit card:
- Full name
- Date of birth
- Zip Code
- Social Security Number
- Estimated income
- Credit Scores
- Account information if any
How to know if my credit card is activated?
If your credit card is activated, you will be notified within seconds with a confirmation email or text. You can also call the customer service at 1-800-903-9177 to check the status of your application anytime.
When will I receive the Capital One credit card?
If your application is approved, you will receive your credit card within 7-10 days.
Will I be charged if I use my credit card for foreign transactions?
No, Capital One will not surcharge you for using your card to do foreign transactions. Foreign transactions will be converted according to the exchange rate at the time of transaction processing.
To know more about Capital One check the details below
Capital One Contact Details
Customer Service: 1-800-CAPITAL (1-800-227-4825) (For servicing of existing accounts only)
Outside the US, call collect: 1-804-934-2001
Android App: https://play.google.com/store/apps/details?id=com.konylabs.capitalone
Apple App: https://apps.apple.com/us/app/capital-one-mobile/id407558537
Instagram App: https://www.instagram.com/capitalone/